Posted on Thu, May 17, 2012 @ 04:11 PM
Business Bank Loans
Businesses with bad credit still need additional working capital from time to time to meet specific operational requirements. Equipment might require emergency repair or replacement. Inventory might require replenishment following an especially brisk sales period. And, the cash from those sales is thirty to sixty days in the future. Additional employees or a promising expansion might involve extra expenses.
Whatever the reason, the business is unlikely to be able to get a bank loan of the wanted funds. Such businesses do not qualify for bad credit loans from banks or other conventional lending institutions. Even for applicants with good credit, banks require collateral, a credible business plan and several years’ financial statements to prove that the loan could have been repaid in the past. The emphasis is on past performance. .
Bank Loan Solutions
Well, is there an alternative for loans for businesses with bad credit? Yes! Principis Capital understands the position of a business with bad credit needing help on a path to recovery. Pincipis Capital specializes in making cash advances, without collateral, to businesses in that position. Principis Capital offers a four step program to provide working capital to businesses with bad credit. Principis Capitals’ one page application can be approved in a single day. And the cash can be provided in less than one week – five to seven days with no restriction on how the funds are used. .
Principis Capital’s interest is in the future of the business, not its past. If additional cash is needed¸ even though there is an outstanding balance on an earlier cash advance, Principis Capital can make an additional advance in just a few days. For those situations where just a few days is not soon enough, Principis Capital can offer a kind of line-of credit through which additional funding can be provided immediately. A line-of credit is advantageous, not only for its speed of cash delivery; but, it eliminates the necessity for having idle working capital accumulating interest charges. .
Unlike bank loans, Principis Capital’s cash advances are not reported to the credit reporting agencies. Therefore, borrowing power and credit standing of the business and the owner are not affected. .
Consult Principis Capital to see all the ways a business with bad credit can be helped to get the additional working capital it needs. Then call us at (866) 311-5463 TODAY!
Posted on Tue, May 15, 2012 @ 01:16 PM
Partner Buyouts Can Be a Necessity
There often comes a time in the life of a business partnership when the interests of the partners diverge. Perhaps age or poor health makes it advisable that one of the partners retire. Or, it might be that evolving differences in strategic vision make continuation of the partnership untenable. It could be that the unfortunate death of one partner has made it necessary for the surviving partner to buy the decedent's share from the estate.
In any case,it will be necessary for the continuing partner to obtain a large sum of money. A conventional bank loan is unlikely to be the answer. Traditionally, banks and other conventional lending institutions require documentation that might not be available from many small businesses: a credible business plan, two or three years of financial reports, proof that the business could have repaid the loan in the past. Importantly, the impending change in management structure will raise the perceived level of risk.
Partner Buyout Loan Alternative
There is a source of cash for partner buyout financing available to the small business, even those with poor credit, that avoids all the problems normally associated with bank loans. Principis Capital will make a partner buyout loan alternative quickly based on the future of the business. Principis Capital’s four step program uses a one page application that can be approved in a single day. And the funds will be available in a week or less – that’s right – five to seven days, with no restrictions on how the cash is used.
If additional funding is required while there is a balance on the partner buyout financing, Pincipis Capital can arrange for added cash within a few days. If the surviving partner foresees that there will be other instances where a cash advance is required immediately, it would be appropriate to discuss a line of credit with Principis Capital. Immediate cash can be advanced without the cost of interest accumulating on idle capital.
Banks require rigid payback terms. Pincipis Capital’s repayment plan is flexible. In months where the sales pace has been brisk, the payment is increased a bit. In slower sales months, the required payment is reduced. Principis Capital’s cash advances are not reported to credit agencies. Therefore, the borrowing power and the credit record of the business orr the owner is influenced.
Read how simply Prncipis Capital can arrange that partner buyout loan alternative; then call us at (866) 311-5463 TODAY!
Posted on Fri, May 11, 2012 @ 10:07 AM
Build Business Credit
Every business, large or small, has a need for additional working capital from time to time. How to get business credit quickly can be a problem if the additional cash is required to respond to an immediate need for replenishment of inventory, or for an emergency repair. Applying to a bank or other conventional lending institution is not the answer. Those institutions normally require a lengthy application procedure requiring weeks to complete. Additionally, banks might require collateral, the assignment of business or personal property, to assure repayment of the loan. Further, a bank will require a business plan or three years of financial reports showing that the loan could have been repaid in the past.
Business Funding Company
Fortunately, there is a source to get business credit quickly without all the problems encountered at banks. Principis Capital has a simple four step process with a one-page application that can be approved in one day. There is no requirement for collateral; and the business’ credit record does not have to be squeaky clean. And, the cash can be available in less than a week - that’s right - five to seven days. The funds can be used for any purpose.
Princpis Capital specializes in showing how to get business credit; and, is interested in the future of the business, not past history. Unlike bank loans which require fixed monthly payments, Payments on Principis Capital cash advances are flexible. In those months when sales have been brisk, the payment is a little higher. In slower sales months, the required payment is lowered
If it turns out that additional cash is required; but, there is still a balance on a previous cash advance, Principis Capital can make additional funds available in just a few days. If the business owner foresees additional unscheduled times when cash might be needed immediately, a discussion with Principis Capital about a line-of-credit would be appropriate. A line-of-credit will make additional funds available as needed without having idle capital funds collecting interest payments.
Principis Capital funding is not reported to credit reporting agencies Neither the credit standing nor the borrowing power of the business or the owner is affected. Helpful information on building credit standing and improving credit scores is available.
So, let Pincipis Capital demonstrate how to get business credit. Investigate all the ways Principis Capital can provide those needed funds. Then, call us at (866) 311-5463 TODAY!
Posted on Thu, May 10, 2012 @ 11:59 AM
The challenge of Auto Repair Financing
An auto body shop’s sales can vary widely at different times during the year. Therefore, requirements for cash cannot always be met from available capital. Quick cash might be needed to purchase repair parts, to acquire or repair equipment, or simply to operate until outstanding receivables are collected.
Sometimes these cash requirements are so small that banks or other conventional lending institutions don’t consider them to be worthwhile, even though the business’ credit record might be very good. At other times, large auto body shop loans are considered to be risky; so banks require collateral or a business plan and several years’ financial statements to prove that the loan could have been repaid in the past. The application process can take weeks.
Auto Repair Bank Loan Alternative
Principis Capital provides the answer to auto body shop loans, whether the cash requirement is large or small, without all the problems associated with bank loans. Principis Capital’s interest is in the future of the business, not the past. Principis Capital specializes in providing quick cash to small business even if the business’ credit record is less than great. Principis Capital features a simple four step process to obtain the needed cash. Principis Capital’s one page application can be approved in one day; and, the funds can be available in one week – really – five to seven days. Principis Capital places no restrictions on how the cash is used. .
While banks require fixed monthly payments on their loans, Principis Capital provides for flexible payments to take a varying cash flow into consideration. In months when sales have been good the required payment is increased. In slower months the payment is reduced. .
If the business requires additional cash, Principis Capital can advance additional funds even though there is a balance on an earlier cash advance. Perhaps a line-of-credit should be discussed if it is seen that recurring needs for additional funding will be required for immediate use. With a line-of-credit interest charges are not accumulating on idle excess capital. .
Principis Capital’s cash advances are not conventional loans. Therefore, they are not reported to credit agencies as loans. Thus neither the business’ nor the owner’s credit standing or borrowing power is affected. .
Principis Capital has many ways to assist in providing auto body shop loans whether the business stands alone or is a franchise. Review all the options provided by Principis Capital. Then call us at (866) 311-5463 TODAY!
Posted on Wed, May 02, 2012 @ 09:24 AM
Franchise Working Capital Needs
Owning a franchised business has many advantages in terms of brand recognition, allocated territory and franchisor support. But the franchisee still has many situations where quick cash is required to meet unexpected financial situations as the business is developed: equipment purchases, debt service, physical improvements or marketing requirements. Where can the franchisee obtain those urgently needed funds quickly?
From a bank? Probably not. Banks and other conventional lending institutions have rigorous application procedures that can take weeks for a decision. The bank may want a business and plan and profit and loss statements to demonstrate hat the business could have repaid the loan in the past. Banks may also require collateral, the posting of business owned assets or owner’s assets to assure that the loan will be repaid.
Franchise Working Capital Solution
Well, where can the franchise owner get those needed funds quickly, especially if his credit is weak? Principis Capital specializes in solving these difficult situations with a proven simple and successful process. Principis Capital makes cash advances to franchised businesses on the basis of their future sales. Principis Capital offers a one page application form that can be approved in one day; and the cash can be available in a week or less – really – five to seven days.
Principis Capital does not require collateral or a squeaky clean credit record. And, if additional funds are required before that first advance is completely paid, Principis Capital can make additional advances in a few days. Principis Capital’s repayment terms are flexible to take into consideration that month-to-month sales are not regular. When sales are strong and the business can afford a higher payment, the payment is increased. When sales are weaker the required payment is reduced.
If the business’s situation is such that frequent unplanned cash advances may be required quickly Principis Capital can provide something similar to a line-of-credit so that new cash advances can be provided fast without going through the application process again. Line-of-credit cash advances provide ready cash without having idle capital accruing interest charges.
Principis Capital’s business cash advances are not reported as loans to credit reporting agencies. Therefore, the credit record and borrowing power of the business and the owner are not affected
Visit Principis Capital to see all the ways franchise loans can be made simply and quickly. Then call us at (866) 311-5463 TODAY!
Posted on Fri, Apr 27, 2012 @ 08:57 AM
Access to Capital Quickly is Vital
Every business has cycles of stronger and weaker sales periods. Even during those strong sales periods cash may be short because those earned receivables will not be available for thirty to sixty days. But, especially during those slower sales periods, cash to meet emergency requirements: equipment repair, replenishment of inventory or increased marketing costs to increase market share may not be readily available.
Applying to a bank or other traditional lending source for quick business loans is not likely to be the answer. Banks have rigorous application requirements. They will want to see a profit and loss statement to prove that you could have repaid the loan in the past. They may require collateral, the pledge of business or personal assets to assure repayment. And they may take weeks to make a decision when cash is needed now. .
Your Fast Capital Source
There is a solution for businesses needing fast business loans. Principis Capital specializes in making an alternative to quick business loans. Their focus is on your future sales, not your past record. Principis Capital has a one-page application form which can be approved in one day. Since Principis Capital understands the needs of business, the funds will be received in as little as one week or less – that’s right – five to seven days – there will be no restrictions on how the business uses the cash. If, later, additional cash is needed, Principis Capital can advance additional funds in just a few days even with an outstanding balance on an earlier advance.
If the business position is such that frequent, unscheduled, cash requirements pop up, Principis Capital can arrange an account, similar to a business line-of-credit so that additional capital can be made available quickly without going through the application process.
There is no concern that these cash advances will affect the credit record or the borrowing power of the business or the owner. Principis Capital’s cash advances are not reported to the credit reporting agencies as loans.
Principis Capital’s repayment plans are flexible to take those stronger and weaker sales months into account. When receivables are strong, and the business can afford to make a larger payment, the repayment amount is adjusted to match. When receivables are weaker the required payment is reduced.
There is no need to worry any longer about where that needed cash can be obtained. Look at the many ways Principis Capital can provide fast business loans. Call us at (866) 311-5463 TODAY!
Posted on Wed, Apr 25, 2012 @ 09:01 AM
Line of Credit = Flexibility
The small business owner is constantly faced with a variety of money problems ranging from the difficulty in amassing sufficient capital to confidently launch the enterprise, to all the everyday emergency needs for quick cash. He may experience an equipment failure or an employee problem. On the upside, there may be a surge in business requiring added inventory or additional employees. Or, a critically timed expansion opportunity might present itself.
Where can the small business owner expect that he can go for these emergency funds? To the bank? No! A bank requires a lengthy application process that might take weeks to produce a “No” for an answer. And banks and other conventional lending institutions require a business plan or a profit-and-loss statement showing that in the past the business would have been able to repay the loan. Additionally, banks traditionally require collateral, either business assets or personal assets of the business owner to be pledged in assurance that the loan is repaid. Worst of all, this procedure will be required every time additional working capital is needed. .
Unsecured Financing Solution
Fortunately, there is a source, Principis Capital, that specializes in cash advances to small business. Principis Capital can arrange a fixed amount advance; or they can arrange an unsecured business line of credit whereby additional funds can be obtained quickly when needed without going through the approval process again. Principis Capital has a one page application form that can be approved in as little as one day; and funds can be available in as little as one week – that’s right – seven days. .
With Principis Capital, approval of a line of credit alternative is based, not on your past performance, but on the future cash flow of the business.Payment terms are matched to the future business conditions; higher when the cash flow is higher and lower when business is not as brisk. .
The advantage of obtaining additional working capital when needed through an unsecured business line of credit is that the business is not burdened with interest costs on idle capital funds. Interest accrues only on the funds actually used. Principis Capital will advance additional funds even thought there is an outstanding balance on the original funds. .
To see all the ways Principis Capital can help; and to see the advantages of obtaining an unsecured business line of credit from Principis Capital; visit us. Then call us at (866) 311-5463 TODAY!
Posted on Tue, Apr 17, 2012 @ 03:49 PM
Working Capital For Your Business
A business can be short of working capital to replenish inventory for a number of reasons. The normal variations in sales might require new capital in preparation for an increase in sales following a slow period. It might be that a business needs to build inventory in advance of a major marketing event that will bring a sales spurt. Or, an unfortunate accident or theft might have depleted inventory. In all of these cases the business needs cash NOW.
But, without collateral from the business or from the owner, it is unlikely that the traditional lending institutions, the banks, credit unions or small loan lenders, will approve an inventory loan. And they might require weeks to make a decision after having required the business owner to complete a time-consuming application concentrating on the business' past sales and profits. And, the answer is likely to be, “NO!”
Business Line of Credit Alternative
Fortunately, there is a source of cash for a small business of any type in need of an unsecured inventory loan. Principis Capital will provide a cash advance for inventory based on the future cash flow of the business. Principis Capital can approve a cash advance in as little as one day with a simple one page application and no application fees. The cash can be available for any use in as little as one week – that’s right – seven days. Payments vary with the fluctuations in cash receipts. When cash from sales is higher, the payment is higher, and lower when the cash flow is slower.
A cash advance from Principis Capital is not reported to the credit reporting agencies as a loan. Therefore, neither the business’ nor the owner’s credit rating is affected; and their borrowing power is not diminished.
If, for any reason, the business is in need of additional capital when there is an outstanding balance from an earlier cash advance, Principis Capital can make a cash advance in just a few days. What if cash is needed immediately; and just a few days isn’t soon enough? The business owner should prepare for such needs by discussing a business-line-of-credit with Principis Capital. With a line of credit the required cash is available immediately without the expense of having idle capital lying around accumulating interest charges.
Stop worrying about that needed unsecured inventory loan. Go on-line to see the ways Principis Capital can help. Call us at (866) 311-5463 TODAY!
Posted on Fri, Apr 13, 2012 @ 02:08 PM
Working Capital in Good Times and Bad
An increasing percentage of businesses are being started, or are owned and operated, by women. Women face the same difficulties, sometimes, perhaps, a little more, as any other business owner. They find that, at times, additional working capital is needed to cover happy situations such as an expansion or a surge in sales, or a difficulty such as a slow sales period or an expensive equipment failure.
Women with bad credit seeking a business loan from the traditional small business lending sources, such as banks, are not likely to be successful. Banks require a complicated application which can take weeks, including a record of past sales sufficient to make the anticipated payments on the requested loan. They also require collateral: business or personal assets to be pledged to secure the loan.
There is no chivalry in business, nor do women expect or need any. However there are differences in how men and women think and react to problems and their approach to a solution. Principis Capital understands these differences and specializes in cash advances to women with bad credit.
Business Loans for Women Alternative
Unlike those traditional lending sources, Principis Capital requires only a simple one page application with approval for a cash advance based on future sales in as little as one day. The funds, for any purpose, will be available in as little as one week - that’s right - seven days. Recognizing that the ability to make payments varies with business activity, Principis Capital schedules payments to be larger when cash receipts are brisk and lower when sales are slower. Principis Capital’s cash advances are not reported to the credit reporting agencies as loans. Therefore neither the business; nor the owner’s credit rating is affected. And, their borrowing power is not diminished.
If the business requires additional funds while there is an outstanding balance on an earlier cash advance, Principis Capital can make an additional cash advance in just a few days. There may be situations when a woman with bad credit requires immediate cash, and just a few days is not soon enough. The business owner can plan ahead for those situations by discussing a line of credit with Principis Capital. With a line of credit additional cash is available immediately.
If you are a woman in need of a business loan, but have bad credit; go on-line to see the various ways Principis Capital can help. Then call us at (866) 311-5463 TODAY!
Posted on Thu, Apr 05, 2012 @ 01:29 PM
Bad Credit CAN Mean No Business Credit
So, for one reason or another the business or its owner has bad credit. But, the business still needs additional working capital at times to take care of emergencies, fund an expansion, or take advantage of an immediate opportunity to make a windfall profit. Bad credit, even a past bankruptcy, should not keep the business from getting the cash it needs. However, that bad credit record is probably going to keep conventional sources like banks, credit unions, or small loan lenders from approving that application for an unsecured, working capital loan. And, it might take them more than a week to say, “NO”, after much time and effort has been spent on a laborious application.
We Look at Your Business Future; Not the Past
Does that mean that a small business with bad credit cannot get cash for working capital? No! Consult Principis Capital to discuss the various ways the business can get those funds based on its largest business asset, its future cash receipts. Principis Capital does not dwell on the business’ history. A simple, one page application can be approved in as little as one day, with cash available in as little as one week - that’s right – seven days. Principis Capital provides cash advances to nearly any kind of small business with the money able to be used for any purpose. The payments vary as the future cash receipts vary – higher when cash receipts are higher - and lower in periods of slower business.
There is no personal guarantee required; and, there is no report to credit reporting agencies for Principis Capital’s cash advances, so the credit rating of the neither business or the owner is affected. Neither is their borrowing power diminished.
The business might need additional working capital when there is still an outstanding balance on an earlier cash advance. Principis Capital can provide additional funding in a few days even under those circumstances. What if immediate cash is requires and in a few days is not soon enough? The business owner should prepare for that possibility by discussing a line of credit with Principis Capital. With a line of credit additional funds are available immediately without the cost of having idle capital collecting interest charges while lying around.
If bad credit is limiting your business’ ability to obtain that needed cash, go on-line and see the various ways Principis Capital can help to solve your problem. Then call us at (866) 311-5463 TODAY!